Our military and veteran buyer credit program
Burchette Homes will provide a closing cost credit program for eligible military and veteran VA buyers who work with our team and close on an eligible home purchase in Hampton Roads. The purpose is straightforward: help reduce cash-to-close pressure for those who serve or have served, while still building a smart, competitive purchase strategy.
This program is designed for buyers using VA financing in Virginia Beach, Norfolk, Portsmouth, Chesapeake, Hampton, Newport News, Suffolk, and nearby Hampton Roads communities. It may help with allowable buyer closing costs or prepaid expenses when approved by the lender, settlement company, purchase contract, and all applicable rules.
Eligible active duty service members, veterans, and qualifying VA buyers purchasing with Burchette Homes representation.
Hampton Roads and surrounding Virginia communities where Burchette Homes can represent your purchase.
A credit may reduce eligible closing costs shown on your final settlement statement.
Important: This is a Burchette Homes program and is not a VA, DoD, Navy, lender, or government program. The credit must be documented and approved where required. It cannot create cash back to the buyer, cannot exceed allowable costs, and may vary by transaction.
Why closing costs still matter with a VA loan
VA financing is one of the strongest benefits available to eligible service members and veterans, but a VA loan does not mean every dollar needed at closing disappears. Buyers may still need funds for inspections, appraisal, earnest money, prepaid taxes and insurance, title charges, lender fees, and other settlement costs.
The Department of Veterans Affairs explains that sellers and builders may offer credits for some or all closing costs, and that seller concessions are limited separately. VA also notes that on a purchase loan, most closing costs cannot be rolled into the loan except the VA funding fee. That is why a clear cash-to-close plan matters before you write an offer.
How the Burchette Homes credit can fit into your plan
Every transaction is different. In some cases, the best path is negotiating seller-paid closing costs. In others, a competitive offer may need a different structure. The Burchette Homes credit can be reviewed alongside seller credits, lender credits, loan estimates, and your settlement statement so the full strategy works together.
We recommend talking about the credit before touring homes. That gives your lender time to review how a credit can be applied, and it gives our team time to structure your offer without surprises.
Program checklist
- Confirm VA loan pre-approval with a lender familiar with Hampton Roads transactions.
- Tell Burchette Homes early that you want to use the military and veteran VA buyer credit program.
- Review estimated closing costs, seller credit options, and available lender credits before writing an offer.
- Confirm the final credit in writing and make sure it appears correctly with the settlement company.
- Use the program only where allowed by lender guidelines, brokerage policy, contract terms, and law.
Ready to see if you qualify?
Schedule a consultation with Burchette Homes. We will review your timeline, target areas, VA loan plan, and how the credit could fit into your Hampton Roads home purchase.
For official VA information, review the VA funding fee and closing costs guide.